Anyone who has ever had a mortgage knows about compound interest. And hopefully, you know enough to take advantage of compounding when you save. If you’re not familiar with how compounding works, consider the Rule of 72 — To calculate the time an investment will double, divide 72 by the interest rate. For example, If
“Are you frustrated by the hate and negativity? You’re not alone. That’s why we developed The Dignity Index, an eight-point scale that scores speech on its power to unite or divide.” We have a problem. In the past five years, threats against members of Congress have increased ten times. According to Rachel Kleinfeld, senior fellow at
I’ve always thought Congress would do a lot of good if it would simply make stupid behavior illegal. In that spirit, have you ever heard of Dietrich Bonhoeffer? Bonhoeffer was a German theologian and dissident during the Nazi era who, when viewing what was happening around him, decided that stupidity is worse than evil. Think
I’ve always claimed so much of our past never makes it into the history books. This is especially true for stories about slavery. This being Black History Month, a recently published book gives another example of the ingenuity of slaves. William and Ellen Craft were a married couple, enslaved in Georgia but determined to escape
Ever since I saw a man in a wheelchair at a urinal in an airport restroom, I have never begrudged accommodations for people with special needs. This is also why some recent news from Egypt caught my eye. What if you like to swim, but your vision is severely limited? Last July, the local government
From the fertile minds of scientists comes another off-the-wall question: Exactly what is the nature of the universe? Or even more out of this world: Could we really be living in a hologram? This topic has come up due to a recent experiment. Physicists used Google’s Sycamore 2 quantum computer to create a “baby” wormhole. The
Every generation has its war. My dad’s was World War II; mine was Vietnam. I was in Southeast Asia (mostly Thailand) from the summer of 1972 to the summer of 1973. It was the kind of experience you never forget. We lost more than 58,000 of our finest youth during the Vietnam era. Appropriately, they
This is a little late; I’m sure most resolutions have already been tossed aside. If that’s true for you (personally, I don’t even bother), maybe it’s time for a new approach. The Sunday, January 8, 2023 issue of the Dayton Daily News explained one such approach. Columnist Meredith Moss wrote about a woman in Centerville,
Something you probably haven’t considered recently: just how many times can a sheet of paper be folded? Conventional wisdom says about seven times, maybe eight, because the more times a sheet is folded, the thicker it gets. Once the resulting stack becomes thicker than it is long, it can no longer be folded. Consider a
What is your approach to happiness? This subject came to my attention recently thanks to the cover article in the Jan 16-23 issue of Time magazine. This special section, entitled “The Happiness Revival Guide,” includes a brief article “Catastrophizing Doesn’t Have to Be Catastrophic” by Martin Seligman, a University of Pennsylvania professor and coauthor of